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First time buyer guides

Get mortgage confident. Let’s break down the home buying process and help you get your home. Our guides provide general information, not advice.

Recently added

A couple sits on their stairs looking at paint colour cards, surrounded by decorating tools.
  • Saving your deposit
Additional costs first time buyers should save for
Prepare for first home costs like stamp duty, legal fees, surveys, and more.

Principality expert

4 mins

Couple on their sofa smiling looking at a laptop. The woman hugs the man.
  • Getting started
Mortgage in Principle: what do I need to know?
How a Decision in Principle could help you while house-hunting.

 

Principality expert 3 mins

A woman is holding a laser measure in one hand and a notepad in the other.
  • Getting a mortgage
Do I need a survey?
Understand what a survey is and why you might want to consider getting one.

Principality expert 3 mins

A grandmother, mother and child sit on an armchair and smile at a tablet screen.
  • Saving your deposit
Getting family help onto the ladder

Your options if your family want to help you get on the ladder.

Principality expert 3 mins

Step 1: Brush up on the basics

Thinking about buying your own place? It can be hard to know where to start. Let’s make it simple.

Step 2: Save your deposit

Started putting money aside towards your deposit? Here’s how to save and stay on track.

Step 3: Get your mortgage

Ready to house-hunt? Or already gearing up to put in an offer? Let’s get you mortgage-confident.

Your home may be repossessed if you do not keep up repayments on your mortgage.