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Our variable rate products will decrease on 05/12/2024. Visit the savings product pages to learn more about the changes.

Regular saver accounts

Save when you want to and build healthy money habits. 

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Is a regular saver account right for me?

Regular saver accounts are designed to help you save regularly and on your own terms.

  • Save towards a specific goal

    Save regularly towards a goal or milestone; like a house deposit 
or a wedding. 

  • Start a future savings pot

    Start setting savings aside regularly to save for your future.

  • Create a long-term habit

    Build a healthy savings habit over time by adding to your savings account regularly.

Understanding regular saver accounts at Principality

Frequently asked questions about regular saver accounts

Regular saver accounts are designed to help you save regularly and on your own terms. The idea is to help you stay focused on saving towards a specific goal or milestone.

You don’t have to pay money in every month. Instead, you have flexibility to save as and when you want to.

There is a maximum amount you can pay in each month. This amount depends on which regular saver account you choose. The maximum amount you can pay in each month can be made up of one or more payments.

Most of our regular saver accounts have withdrawal limits; so you can only take money out a set number of times each year. And some don’t allow withdrawals at all.

A regular saver account could suit you if: 

  • You’re saving for something special; like a house deposit or a wedding.
  • You’re earning a regular income and want to start a savings pot.
  • You’d like to save smaller amounts over time, rather than a lump sum all at once. 

You can open most of our regular saver accounts with an initial deposit of as little as £1. 

Fancy something different?

If a regular saver account isn’t for you, there are lots of other ways to save.  

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    Easy access

    Save flexibly with the freedom to access your money. (Limits may apply).

    Discover easy access
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    Cash ISAs

    Save up to £20,000 each tax year without paying tax on your interest.

    Discover cash ISAs
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    Fixed term bonds

    Lock money away for a fixed period of time, and you may get a better interest rate.

    Discover fixed term bonds
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Want to see everything?

Browse our complete range of savings accounts and ISAs.