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Mortgage guides

Get mortgage confident with our quick-read guides. Our guides provide general information, not advice.

Recently added

Young couple using digital tablet together at home
  • Mortgages
Switching your mortgage

Understand what you should consider when switching your mortgage.

Principality mortgage expert

2 mins

Older couple carrying moving boxes into their new home.
  • Mortgages
Buying a second home

How buy to let works, and what to think about before you start.

Principality mortgage expert 6 mins

Couple drinking coffee at home living room looking on laptop
  • Mortgages
Early repayment charges

What’s an ERC? And what are the charges you might pay?

Principality mortgage expert 4 mins

Couple unpacking. One man holds a glove and the other has his hand on partner's arm.
  • Mortgages
Borrowing more

What to think about when borrowing more on your mortgage.

Principality mortgage expert 5 mins

Managing your mortgage

Understand more about how your mortgage works and the different ways you can manage it.

Young couple using digital tablet together at home
  • Mortgages
Switching your mortgage

Understand what you should consider when switching your mortgage.

Principality mortgage expert

2 mins

Older couple carrying moving boxes into their new home.
  • Mortgages
Buying a second home

How buy to let works, and what to think about before you start.

Principality mortgage expert

6 mins

Couple drinking coffee at home living room looking on laptop
  • Mortgages
Early repayment charges

What’s an ERC? And what are the charges you might pay?

Principality mortgage expert

4 mins

Couple unpacking. One man holds a glove and the other has his hand on partner's arm.
  • Mortgages
Borrowing more

What to think about when borrowing more on your mortgage.

Principality mortgage expert

5 mins

Older couple embrace their dog at home.
  • Mortgages
Mortgage maturity

What’s mortgage maturity? And what you need to know.

Principality mortgage expert

2 mins

Happy couple talking to manual worker about housing plans at construction site.
  • Mortgages
Releasing equity

How to release money from your home.

Principality mortgage expert

4 mins

Young couple listening their financial advisor who is using touchpad during a meeting in the office.
  • Mortgages
Remortgaging your home

All about switching your mortgage product to a different lender.

Principality mortgage expert

4 mins

Financing home improvements

Understand how to finance home improvements and what things you should consider.

Family checking their home insurance on ipad, surrounded by DIY living room.
  • Property
How much does a home extension cost?

What you might pay for the renovations.

Principality mortgage expert

6 mins

Flatmates carrying boxes into their new home
  • Property
Renting out your property

What to know before you decide to rent out your home.

Principality mortgage expert

A collective of 3 illustrated sparkle highlights together.

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Compare our mortgages rates, including Joint Borrower Sole Proprietor mortgages

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Your home may be repossessed if you do not keep up repayments on your mortgage.