Ready to talk mortgages?
Whether you’re buying your first home or looking to remortgage, we’re here to help you understand your options.
What to expect when you call
We’ll take the time to understand your situation and talk you through your options.
We can:
- Give you an idea of how much you might be able to borrow
- Answer any questions you have
- Explain the next steps
You don’t need to have everything figured out
You’re welcome to call us if you’re:
- Just starting to explore your options
- Unsure what you might be able to afford
- Comparing what could work best for you
We’ll guide you through it at your pace.
Speak to a mortgage expert
If you're unsure, just give us a call. We'll help you talk it through.
Opening hours:
Monday to Friday 9:30am - 5pm and Saturday 9am - 1pm
To apply for a mortgage, you'll need to meet the following:
- Be aged between 18 and 75, or up to 85 depending on your circumstances
- Be a permanent UK resident, or have indefinite right to remain
- Be looking to buy in Wales or England
For specific mortgage types:
- Buy to Let - no more than 3 mortgaged Buy to Let properties, including this one
- Holiday Let - no more than 2 mortgaged Holiday Let properties, including this one
How to get a mortgage with us
-
Find out how much you can borrow
Call us to find out how much you could borrow and get a Decision in Principle (DIP) in around 30 minutes.
-
Apply for a mortgage
We can book you in for a full application over the phone. This will take around 1 hour and 30 minutes.
-
Get a mortgage offer
We aim to get you an offer within 15 working days. We’ll complete a credit check and home valuation first.
-
Complete your mortgage
Exchange contracts and get ready to move. The date will be set once all legal work is complete.
What you might want to know
You’ll need to know:
- Current income and outgoings for all applicants.
- Price of the home you wish to buy.
- How much you have to put towards the home
You’ll need:
- 3 of your most recent payslips.
- Your UK address history for the last 3 years.
- Details of your outgoings.
- Information about your current finances including any debts, hire purchases or loans.
You’ll receive a mortgage illustration and offer by email from our mortgage advisors.
Time to talk mortgages?
Whether or not you're ready to apply, we can help.
Monday to Friday 9:30am - 5pm and Saturday 9am - 1pm
Your home may be repossessed if you do not keep up repayments on your mortgage.