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Principality Intermediaries provides an income boost for first time buyers

An illustrated pattern of house keys in Principality Intermediaries colours.

In this article

Principality’s first time buyer research has shown that first-time buyers are selecting a range of different strategies as they look for ways to secure their first home.


As a response to first time buyers need for an income boost and broker feedback on ways to improve affordability, Principality Intermediaries has launched a new higher loan-to-income for first-time buyers.

Limited Edition: First-time buyer loan-to-income overview


•    Exclusive to brokers
•    Up to 5.5x LTI*
•    Available for standard fixed rate residential products
•    Employed income only
•    Applicants must have an income of £30,000 individually or £50,000 combined
•    100% 2nd income and overtime accepted
•    Available for FTBs only

*Subject to affordability checks.

A word from our National Account Manager, Helen Lewis

“Our first-time buyer research shows us that this is a diverse group and can be at different stages in their life, have different levels of family support and differing degrees of financial confidence. This enhanced loan-to -income is one of a wide range of solutions we will be showcasing to provide a boost for first-time buyers.”

For information on how Principality Intermediaries can help support you get in touch with your local BDM or contact our broker support team on 0330 333 4021