Skip to content

Our mortgage lending criteria

Browse our categories

  • Our full lending criteria

    Find what you're looking for in our full lending criteria.

  • Buy to Let and Holiday Let

    Check our criteria for buying a home to let as a rental or holiday home.

  • Income

    Check the specific income criteria for your clients including age limits, benefits and fixed term contracts.

  • Residential Mortgage

    If your client is buying a home for them, check their eligibility.

  • New build

    Check our new build criteria including builder’s incentives and property types.

  • Self-employed

    Check what criteria your client needs to meet and the evidence they should provide if they’re self-employed.

  • First time buyers

A boost for first time buyers

With a Joint Borrower Sole Proprietor mortgage (JBSP) first time buyers can boost their affordability by adding the income of their family member(s) to their mortgage application.

mother and daughter smiling at each other
  • Age limits

Lending into retirement

Check our age limit criteria if your client is looking to repay their mortgage into their retirement.

elderly couple drinking tea in their kitchen
A collective of 3 illustrated sparkle highlights together. (welsh)

Haven’t found what you’re
looking for?

Get in touch with one of our broker team who will be able to help.